AWM Front office · 5 desks · 12 agents

Asset & Wealth Management

Does the homework, makes the call, owns the relationship.

Private banking, wealth advisory, asset management and fund product. Advisor agents own the relationship and make the recommendation; a fiduciary-oversight agent re-derives and gates every suitability call before it reaches a client.

How it runs

Agents construct and monitor portfolios, draft the IPS and the quarterly review, harvest tax losses, generate the pitch, and surface the next-best conversation for every client, continuously. Advisor agents run the relationship and make the recommendation; a fiduciary-oversight agent re-derives suitability and gates the advice before it reaches the client, every assessment logged against the board's mandate.

Explore Wealth in the city →

Private Bank (UHNW)

2 agents

Bespoke wealth management for ultra-high-net-worth families: bespoke portfolios, lending, structuring and the relationship that holds it all.

Workflow · Relationship review → multi-asset portfolio analysis → bespoke proposal → structuring (trusts, lending against assets) → ongoing service. A relationship agent covers each complex household across its many entities.

Bespoke Proposal Agent

Builds tailored UHNW investment proposals and pitch books.

Reads the family's full balance sheet across trusts, holding companies and held-away assets, and assembles a tailored proposal with allocation, rationale and scenario analysis. Emits a fully-cited pitch book, every number traceable to a source position or market datum, handed to the relationship agent to present.

Relationship Agent

Owns the UHNW relationship: next-best-actions, briefs and client contact.

Watches every household for material signals (a concentrated position drifting, a liquidity event, a trust distribution due), decides the next-best-action, and runs the client conversation. Owns the relationship across the book end to end.

Wealth Advisory & Financial Planning

3 agents

Goal-based financial planning and investment advice for affluent and mass-affluent clients … planning, suitability, IPS, ongoing reviews.

Workflow · Discovery → goal + risk profiling → financial plan → suitability review → IPS → implementation → periodic review. Reg BI / fiduciary duty governs every recommendation, so a fiduciary-oversight agent gates the advice.

Financial Planning Agent

Builds and stress-tests goal-based financial plans.

Takes the client's goals, balance sheet and constraints and builds a full plan (retirement projections, funding gaps, Monte Carlo on the outcomes), then explains the trade-offs in plain language. Emits a stress-tested plan fed to the advisor agent and the suitability gate.

Fiduciary Oversight & Reg BI Agent

Independently re-derives and gates every recommendation against suitability and best-interest rules.

Sits between any proposed recommendation and the client, independently re-deriving fit against the client's risk profile, objectives and the best-interest standard, then clearing or blocking it. The fiduciary gate: no recommendation reaches a client without its signed approval, and a senior oversight agent reviews any block.

IPS Drafting Agent

Drafts and maintains Investment Policy Statements.

Turns the agreed objectives, constraints and risk tolerance into a clean Investment Policy Statement (allocation ranges, rebalancing rules, the lot) and keeps it current as the client's circumstances change, re-opening the document the moment a clause goes stale.

Asset Management

3 agents

Runs the firm's active, passive and ETF strategies … portfolio construction, rebalancing, tax management and trade implementation.

Workflow · Mandate / model → construction → rebalance signal → tax-aware trade list → best-execution → drift monitoring. Runs high-volume and rules-bound across thousands of managed accounts.

Portfolio Construction Agent

Constructs and rebalances portfolios to model within constraints.

Translates a target model and the client's constraints (tax lots, concentrations, restricted holdings, ESG screens) into an executable trade list that stays inside every band. Rebalances account cohorts in batched overnight runs, the full book held in band.

Tax-Loss Harvesting Agent

Harvests losses and manages realized gains tax-aware, continuously.

Scans taxable accounts daily for harvestable losses, books them into a compliant replacement that holds the market exposure, and tracks the 30-day wash-sale window by the calendar. Runs as a continuous sweep, every swap gated on an independent wash-sale recheck.

Trade Implementation Agent

Implements staged trade lists with best-execution discipline.

Takes the staged trade lists, sequences and routes them for best execution, watches the fills, and reconciles back to the model. The order-path layer between a rebalance decision and a settled book.

Alternatives & Funds Product

2 agents

Manages the alternatives shelf and fund operations … private markets diligence, fund product oversight, NAV review and capital-call handling.

Workflow · Manager / fund diligence → product approval → subscription → ongoing fund ops (NAV, capital calls, distributions) → reporting. Document-heavy and reconciliation-heavy, with NAV strikes gated on an independent recompute.

Fund Diligence Agent

Runs operational + quantitative diligence on funds and managers.

Reads the PPM, the DDQ, the audited financials and the track record, cross-checks the manager's claims against the data, and assembles a diligence memo with the red flags surfaced. Chains a full multi-document fund case, fed to the investment-committee agent.

Fund Ops & NAV Oversight Agent

Oversees daily NAV, capital calls and distributions.

Reconciles the fund administrator's NAV against an independent recompute every day, chases the breaks, and processes capital calls and distributions to investor accounts on schedule. Halts any strike whose variance breaches tolerance before it publishes.

Client Onboarding & Servicing

2 agents

Brings new wealth clients on board and keeps them served … discovery, account opening, performance reporting and ongoing client communication.

Workflow · Discovery → account opening + KYC → funding → reporting setup → ongoing service + reviews. Paperwork-heavy at the front, reporting-heavy forever after.

Onboarding & Discovery Agent

Runs wealth-client onboarding from discovery through funded account.

Captures the client's goals, risk tolerance and balance sheet, opens the accounts, drives the KYC, and sets up reporting. Runs onboarding end to end as a guided session over a multi-day case, gated on KYC clearance before any account funds.

Performance Reporting Agent

Generates client performance reports and quarterly review packs.

Pulls returns, attributes performance to its sources, and writes the quarterly review in plain language rather than a wall of benchmark tables. Runs on schedule and on demand across the whole book, every figure reconciled to the official record.