◆ Autonomous Monitor
Watches every household for material signals (a concentrated position drifting, a liquidity event, a trust distribution due), decides the next-best-action, and runs the client conversation. Owns the relationship across the book end to end.
Memory
Working The triggering signal + the household's current state.
Episodic Past interactions, commitments made, the family's history.
Semantic What constitutes a material event by client archetype.
Store Knowledge graph (household relationships) + interaction log
Orchestration
swarm MCPA2A
Harness · Managed Agents … always-on monitors per household cohort; daily digest run.
Tools
{ } CRM + interaction history API { } Portfolio drift monitor API ⌕ News + corporate-event feeds Retrieval { } Calendar + task system API
Evals & guardrails
- Next-best-action relevance scored against the suitability gate's accept/reject signal.
- Hard suppression of anything that reads as solicitation without a suitability basis.
- Any recommendation to a client passes the suitability-oversight gate (A2A) before contact.
Offline reflection
Consolidates which actions cleared the suitability gate versus were rejected to down-weight noise and tune its signal threshold per household archetype.
Frontier edge
- ▲Proactive / anticipatory: predicts the next household need (liquidity event, trust distribution) and pre-stages the action before it is due.
- ▲Causal reasoning: distinguishes a position drifting because of a real life event from market noise, so it acts on what actually matters.
- ▲Continual learning: online-tunes its signal threshold from the suitability gate's accept/reject signal every interaction, no batch retrain.
In numbers
100%
Households monitored continuously
41%
Next-best-actions cleared and actioned
Handoffs
Hands to → Bespoke Proposal Agent