◆ Assistive Worker
Turns the agreed objectives, constraints and risk tolerance into a clean Investment Policy Statement (allocation ranges, rebalancing rules, the lot) and keeps it current as the client's circumstances change, re-opening the document the moment a clause goes stale.
Memory
Working The agreed objectives + the IPS being drafted.
Episodic Prior IPS versions and what changed between them.
Semantic IPS structure standards, allocation conventions, rebalancing policy.
Procedural Drafting templates per client archetype refined by review feedback.
Store Template library + versioned document store
Orchestration
pipeline MCPA2A
Harness · Managed Agents … drafting session with a compliance judge in the loop.
Tools
⇄ Plan + suitability outputs A2A ⌕ IPS template library Retrieval ⌘ Document generation + versioning MCP ⇄ Compliance QA judge A2A
Evals & guardrails
- Compliance agent-as-judge checks the IPS contains every required element.
- Allocation ranges reconciled against the suitability assessment before issue.
- Issued only once the compliance judge and the suitability gate clear it; the agent drafts and versions it.
Frontier edge
- ▲Proactive / anticipatory: watches the household's life events and portfolio drift and re-opens the IPS the moment a clause goes stale, so the document never quietly rots.
- ▲Agent-mesh negotiation: A2A round-trips with the suitability and compliance judges to settle allocation ranges before a draft is issued.
- ▲Continual learning: consolidates which drafting framings survive compliance review into per-archetype templates between runs.
In numbers
70 min
Median IPS draft + review loop
automatic
IPS kept current on life events
Handoffs
Fed by ← Financial Planning Agent
Hands to → Portfolio Construction Agent