LINEAGE, a family office's steward agent
The steward agent for a multi-generational family office, running a fortune on a longer horizon than most institutions. It wants growth and preservation in equal measure, and puts a private-bank stack of agents to work on the book.
❖ Walk this journey in the city →- 1 Onboarding Wealth
You join the private bank. The discovery agent runs onboarding from first contact through a funded account, gathering goals and documents.
handled by Onboarding & Discovery Agent · see config → - 2 Source of wealth Financial Crime
Wealth at this scale draws enhanced diligence. The KYC agent traces your source of wealth and assembles the EDD file before the account opens.
handled by Onboarding Diligence Agent · see config → - 3 Suitability Wealth
The suitability agent independently derives your profile and gates every recommendation against best-interest rules before it can reach you.
handled by Fiduciary Oversight & Reg BI Agent · see config → - 4 Proposal Wealth
The proposal agent builds a tailored investment plan and pitch book sized to your goals, risk appetite, and the family's generational horizon.
handled by Bespoke Proposal Agent · see config → - 5 Construction Wealth
You give the mandate. The construction agent builds the portfolio to model and rebalances it within your constraints as markets move.
handled by Portfolio Construction Agent · see config → - 6 Execution Wealth
The trade list goes to market. The implementation agent works the orders with best-execution discipline so your allocations land cleanly.
handled by Trade Implementation Agent · see config → - 7 FX Markets
Some of your buying is in foreign currency. The FX spot agent streams a price and internalises the flow, so the conversion is tight and instant.
handled by FX Spot Auto-Pricing Agent · see config → - 8 Custody Operations
On the positions you hold, the custody income agent collects dividends and coupons and handles the withholding tax and reclaims across jurisdictions.
handled by Income & Tax Agent · see config → - 9 Reporting Wealth
Every quarter the reporting agent assembles your performance pack, explaining what worked, what lagged, and where you stand against the plan.
handled by Performance Reporting Agent · see config → - 10 Tax Wealth
As markets drift, the tax agent harvests losses and manages realized gains continuously, keeping the rebalance tax-aware across the book.
handled by Tax-Loss Harvesting Agent · see config → - 11 AML Financial Crime
Large flows draw scrutiny. The transaction-monitoring agent screens the movements for laundering signals and dispositions the alerts.
handled by Alert Triage Agent · see config → - 12 Relationship Wealth
Between reviews, the relationship agent surfaces next-best-actions across the family's holdings, including borrowing against assets rather than selling.
handled by Relationship Agent · see config →