◆ Supervised Orchestrator
Collects and reads the documents, verifies identity, unwraps the ownership structure until it reaches the beneficial owners, screens every party, and assembles a risk-rated CDD file in a single continuous run, flagging the structures that are deliberately opaque.
Memory
Working The case file being assembled; outstanding document checklist.
Episodic Related entities already onboarded (shared directors, addresses).
Semantic CIP rules, beneficial-ownership thresholds, jurisdiction risk.
Procedural Document-extraction playbooks per document type and geography.
Store File-based memory tool + entity graph
Orchestration
orchestrator-worker MCPA2A
Harness · Managed Agents … long-running session; structured note-taking (a CDD NOTES file) persisted outside context across the multi-step case.
Tools
{ } Document intake + OCR API ⌘ Corporate registry lookups MCP { } Identity verification provider API ▣ Legacy onboarding portal Computer use ⇄ Screening (sanctions/PEP/adverse media) A2A
Evals & guardrails
- Four-eyes: high-risk ratings require a second, independent agent to re-derive and approve before the account opens.
- Completeness check against the CIP rule set before file is marked done.
- Sampled agent-as-judge review of beneficial-ownership unwraps.
Offline reflection
Learns which document/jurisdiction combinations cause extraction failures and updates its collection playbook to request the right artifacts up front.
Frontier edge
- ▲Long-horizon autonomy: drives a multi-hour, checkpointed onboarding (collect, unwrap, screen, rate) across legacy portals via computer use, resuming cleanly after a registry stalls.
- ▲Multimodal document reasoning: reads scanned certificates, stamped registry filings and ID images natively, cross-checking the structure chart against the underlying paper.
- ▲Confidential compute: identity documents and UBO PII are processed inside a secure enclave, so raw passports and beneficial-owner data never sit in clear outside the TEE.
A sample run
Trigger New corporate customer: a holding company with three layers of ownership.
- 1Pull registry filings; unwrap ownership to ultimate beneficial owners.
- 2Verify each UBO's identity; screen all parties via the screening agent (A2A).
- 3Map jurisdictions; compute the customer risk rating.
- 4Assemble the CDD file with evidence and a rating rationale.
Output A complete, risk-rated CDD file; flags one UBO in a high-risk jurisdiction for enhanced due diligence and a second-agent rating review.
In numbers
2 days
Median corporate onboarding
71%
Auto-completed CDD files
Handoffs
Hands to → Perpetual KYC Agent
Across ⇢ Commercial / CCB onboarding desks (customer source)⇢ Sanctions Screening (A2A screening calls)