◆ Supervised Worker
Drafts responses to regulator letters and information requests: consistent with prior positions, cited to the record, and tracked against the deadline. Maintains the correspondence ledger and commitments register so each answer stays self-consistent with the last, and routes the draft through a legal-QA judge and a senior counsel agent before it sends.
Memory
Working The incoming request + the draft response.
Episodic The full history of correspondence and positions taken with this regulator.
Semantic The bank's regulatory commitments and their owners.
Store Correspondence ledger + commitments register
Orchestration
MCPA2A
Harness · Managed Agents … drafting session with a legal-QA judge; deadline tracker.
Tools
{ } Correspondence + matter system API ⌕ Prior-positions retrieval Retrieval ⇄ Legal-QA judge A2A ⇄ Senior counsel agent sign-off A2A
Evals & guardrails
- Consistency check against prior positions before a draft is offered.
- A senior counsel agent must approve before anything goes to a regulator … the agent never sends ungated.
- Deadline-tracking guardrail: response-clock breaches escalate immediately.
Frontier edge
- ▲Causal consistency reasoning: models how a proposed answer interacts with every prior position taken with this regulator, flagging the contradiction before the counsel agent does, not just retrieving the nearest precedent.
- ▲World-model response simulation: previews the likely supervisory follow-up a given framing invites, so the counsel agent can steer the answer before it commits the bank to a corner.
- ▲Proactive commitment tracking: anticipates which open commitments a new request reopens and surfaces them unprompted, keeping the record self-consistent over years.
Handoffs
Fed by ← Regulatory Change Parser
Hands to → Exam & RFI Response Agent