FORGE, a founder's operating agent
The operating agent for a thirty-person company, banking like a CFO that never clocks off. It raises working capital, moves money, and makes payroll, handing the heavy lifting to the bank's agents underneath.
❖ Walk this journey in the city →- 1 KYB onboarding Commercial
You open a business relationship. The KYB agent verifies the company, unwraps its beneficial owners and structure, then clears you to transact.
handled by KYB Onboarding Agent · see config → - 2 Screening Financial Crime
The company and its owners are screened against sanctions and watchlists. The screening agent clears the name matches before money moves.
handled by Sanctions Disposition Agent · see config → - 3 Cash management Commercial
You start running real cash through the bank. The liquidity agent sweeps idle balances, pools accounts, and puts surplus to work overnight.
handled by Liquidity & Sweep Agent · see config → - 4 Spreading Commercial
You ask for a loan to fund expansion. The spreading agent extracts your financials and normalizes them into the standardized credit template.
handled by Financial Spreading Agent · see config → - 5 Credit memo Commercial
From the spread, the memo agent drafts the credit memorandum, laying out the structure, the rationale, and the risks for the decision.
handled by Credit Memo Agent · see config → - 6 Independent risk Risk
An independent line takes a second look. The credit-review agent runs its own assessment of the facility against policy and risk appetite.
handled by Loan Review Agent · see config → - 7 Decision Commercial
The facility is decisioned. The underwriting agent applies the scorecard, sizes the limit, and commits the approval within its mandate.
handled by SME Underwriting Agent · see config → - 8 Monitoring Commercial
Once the loan is live, the covenant agent watches your numbers continuously, flagging any drift toward a breach long before it bites.
handled by Covenant Monitoring Agent · see config → - 9 Payroll Commercial
A payroll run misfires on a bad reference. The exception agent investigates the fallout and resolves it so your staff still get paid on time.
handled by Payment Exception Agent · see config → - 10 Repair Operations
A cross-border supplier payment falls out of straight-through processing. Operations' repair agent fixes the instruction and pushes it back onto the rails.
handled by Payment Repair Agent · see config → - 11 Reconciliation Commercial
Receipts land against your invoices. The reconciler applies incoming cash to open receivables and keeps your ledger tied out in near real time.
handled by Cash Application & Ledger Reconciler · see config → - 12 AML Financial Crime
Underneath the flow, the transaction-monitoring agent screens your activity for laundering patterns and dispositions the alerts it raises.
handled by Alert Triage Agent · see config →