◆ Always-on Monitor
Tracks the bank's cash position across every payment and settlement system through the day, projects the cashflow ladder forward, and warns of a liquidity pinch or a stuck payment before it stalls the queue. Reprojects on each flow change and alerts the treasury funding agent.
Memory
Working Live nostro balances, queued payments, and the projected cashflow ladder.
Episodic Intraday patterns by day-of-week and prior pinch events.
Semantic Settlement cut-offs, payment-system rules, intraday buffer thresholds.
Store Real-time position store + event log
Orchestration
router-fanout MCP
Harness · Managed Agents … always-on, event-driven loop on the payment streams.
Tools
{ } Payment + settlement systems API { } Nostro reconciliation API ›_ Cashflow projection Code exec ⇄ Treasury funding-agent alert A2A
Evals & guardrails
- Projection accuracy tracked against realised end-of-day; drift flagged.
- Buffer-breach alerts routed to the treasury funding agent; this monitor never moves cash.
- Full trace of every projection retained for audit.
Frontier edge
- ▲Anticipatory cashflow simulation: forward-models the day's settlement ladder against known cut-offs, warning of a pinch hours before the queue stalls.
- ▲Formal action-gating: the never-moves-cash rule is enforced in policy, so it can warn and project but provably cannot release a payment; every alert is signed.
- ▲Edge inference on the payment-stream so reprojection stays sub-second even at peak settlement volume.
In numbers
100%
Payment systems monitored
hours, not minutes
Pinch warning lead time
Handoffs
Fed by ← Liquidity Ratio Agent
Across ⇢ Treasury for intraday funding moves