The Agentic Bank

LBO Model Agent

⬡ Lever Builds and sensitises leveraged-buyout models.
◆ Supervised Specialist

Constructs the LBO model … sources and uses, debt schedule, cash sweep, returns waterfall … and runs the sensitivity matrix on entry multiple, leverage and exit. The deal-committee agent sets the structure; this agent runs the build, with an oversight agent re-deriving the footings.

Memory

Working The model build, debt schedule and the returns sensitivity matrix.
Episodic Prior LBO models for the sponsor / sector and accepted structures.
Semantic LBO mechanics, leverage norms, covenant structures, return conventions.
Procedural Model-build playbooks per deal type refined from deal-team edits.
Store File-based memory tool + model version store

Orchestration

MCPA2A

Harness · Managed Agents … long-running modelling session; structured note-taking (an ASSUMPTIONS + debt-structure file) persisted outside context.

Tools

›_ Modelling sandbox Code exec Target financials + market data MCP Credit terms / comps A2A Oversight-agent review channel A2A

Evals & guardrails

  • Self-audit: debt schedule balances, cash sweep ties, no circular breaks.
  • Returns cross-checked against the structure's stated assumptions.
  • An oversight agent independently re-derives the model before it informs underwriting.

Offline reflection

Replays which structures cleared underwriting vs. were revised to refine default leverage and covenant assumptions per sector.

Frontier edge

  • World-model simulation: simulates the cash sweep and covenant headroom across downside macro paths before the structure reaches IC.
  • Causal reasoning: counterfactual analysis of how entry multiple, leverage and exit each independently move sponsor returns, not just a co-varying grid.
  • Continual learning: eval-gated tuning of default leverage and covenant assumptions from which structures actually cleared underwriting (SEAL-style).

A sample run

Trigger Sponsor mandate: LBO model needed for an acquisition ahead of the deal-committee agent's review.
  1. 1Build sources & uses from the proposed structure.
  2. 2Construct the debt schedule with cash sweep and covenants.
  3. 3Compute the returns waterfall to the sponsor.
  4. 4Run sensitivities on entry, leverage and exit multiple.
Output A footed LBO model with a returns sensitivity matrix, committed to the deal-committee agent and the credit agent; structure assumptions flagged for oversight-agent review.

In numbers

70
LBO models built / month
median ~6 h
Model build latency

Handoffs

Across ⇢ Markets → leveraged-loan trading for secondary market reads

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