The Agentic Bank

Prospectus Drafting Agent

⬡ Quill Drafts and maintains offering documents and disclosure.
◆ Supervised Specialist

Produces prospectus sections … business description, risk factors, MD&A … from filings and management input, and keeps versions reconciled across drafting turns. Holds the disclosure consistent and fully cited document-wide, gated by a legal-oversight agent before filing.

Memory

Working The section being drafted and the open comment log.
Episodic Prior drafts and the working group's accepted language.
Semantic Disclosure standards, risk-factor conventions, regulatory requirements.
Procedural Section-drafting playbooks refined from legal markups.
Store Document version store + disclosure precedent library

Orchestration

pipeline MCP

Harness · Managed Agents … long-running drafting session; structured note-taking tracks open comments and verification items across turns.

Tools

Filings + financials retrieval Retrieval { } Document drafting platform API Precedent prospectus library Retrieval Legal-oversight-agent comment channel A2A

Evals & guardrails

  • Every factual claim cites a source filing or management certification.
  • A legal-oversight agent re-derives and gates the disclosure before filing; this agent drafts but never finalises.
  • Consistency check across sections … figures and dates reconcile document-wide.

Frontier edge

  • Long-horizon autonomy: holds a multi-hour drafting chain across the whole document, keeping figures and dates reconciled section-to-section as turns accumulate.
  • Continual learning: eval-gated updates from legal markups (SEAL-style) so accepted risk-factor and MD&A language sharpens the next draft without a full retrain.
  • Confidential compute: drafts over draft financials inside a secure enclave so pre-announcement MNPI never sits in clear text.

A sample run

Trigger IPO kickoff: first prospectus draft needed for the working group.
  1. 1Draft the business and risk-factor sections from filings + diligence.
  2. 2Build the MD&A narrative tied to the financial statements.
  3. 3Reconcile figures and dates across all sections.
  4. 4Log open verification items for the working group.
Output A cited prospectus draft gated by the legal-oversight agent, with figures and dates reconciled across sections and an open-items tracker maintained.

In numbers

median ~4 h per section chain
First-draft latency
near-zero
Cross-section consistency errors

Handoffs

Across ⇢ Compliance → disclosure review and MNPI controls

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