◆ Autonomous Worker
Reconciles the signed contract against the approval terms, releases funds to the dealer, and tracks title and lien perfection through state DMV portals over computer use … then handles payoffs and payment questions for the life of the loan. Checkpoints multi-day title work to deadline.
Memory
Working The contract vs. the approval terms; title-status checklist.
Episodic The dealer's prior contract-accuracy record.
Semantic Funding rules, state-by-state title + lien-perfection requirements.
Procedural Per-state DMV portal navigation playbooks.
Store File-based memory tool + servicing platform state
Orchestration
pipeline MCPA2A
Harness · Managed Agents … session per contract; computer use bridges state DMV / title portals.
Tools
{ } Contract + funding system API ▣ State DMV / title portals Computer use { } Auto servicing platform API ⇄ Funding exception escalation A2A
Evals & guardrails
- Contract-vs-approval reconciliation must pass before funds release.
- Funding above a threshold or with discrepancies escalates to an oversight agent that re-derives it.
- Title-perfection tracking with a deadline guardrail per state.
Frontier edge
- ▲Long-horizon autonomy: tracks lien perfection across the multi-day DMV maze, checkpointed per state, chasing the title to deadline.
- ▲Multimodal contract reasoning: reads the signed contract and the dealer's title paperwork natively, reconciling it against the approval terms in a single pass.
- ▲Self-improving fleet: per-state DMV portal navigation playbooks learned by one agent are shared across the funding population between runs, so a new portal quirk is solved once.
In numbers
22,000
Contracts funded / day
98.4%
Title-perfection on time
Handoffs
Fed by ← Auto Decisioning Agent
Hands to → Collections Outreach Agent